
FintechOS Raises $28M in Equity and Debt After Reaching Profitability
The Romania-founded, London-headquartered fintech will use the funds to expand in the US, win European clients, and scale its AI technology.
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Payments, neobanks, and the future of money.
30 articles

The Romania-founded, London-headquartered fintech will use the funds to expand in the US, win European clients, and scale its AI technology.
The Romania-founded, London-headquartered B2B software firm says it reached profitability in the first half of 2026, driven by US growth.
The UK digital bank is rolling out an AI-powered assistant that lets customers make payments and manage money by voice or chat.
The Ghanaian arm of Uruguayan payments firm dLocal has secured an Enhanced Payment Service Provider licence from the Bank of Ghana, allowing it to run more of its business locally.
The London-based growth debt manager exceeded its €500 million target, raising capital to back technology, life sciences and impact companies across Europe.
The South African digital distribution group is expanding into the power market through its energy unit, following the resolution of its Cell C write downs.
The fintech's new division, Revolut Research, will centre its proprietary AI work around PRAGMA, a finance model built with Nvidia.
The Swedish startup plans to expand insurer partnerships and launch in the Netherlands and the UK after closing a pre-Seed round led by Spintop Ventures.
The Dutch startup plans to launch a research unit, expand its accounting and tax teams, and enter new European markets in 2027.
The CBN says it intends to run observer nodes on blockchain networks carrying approved stablecoins, giving regulators a direct view of transactions.
Central Bank data shows ATM transaction volumes and values rising while Point-of-Sale usage declined year-on-year in the first quarter of 2026.
London-based payments firm Cashflows has taken a stake in Blackpool startup Tap & Go, uniting two female-led UK fintechs. The amount was not disclosed.
ECB board member Piero Cipollone described a three-layer threat to banks from digital payments and positioned the digital euro as the structural response.
Regional central bank governors have recommitted to a common East African currency by 2031, but member states remain far from meeting the required convergence criteria.
The fintech has won approval from France's ACPR and the European Central Bank as it expands its regulated presence across Western Europe.
Berlin's Moss reached a valuation above €1 billion with a €30 million Series C, while Washington DC-based Ordway raised $20 million to expand its AI billing platform.
South Africa's Nedbank has appointed Nikos Angelopoulos, formerly group CIO at MTN, as its new chief information officer, effective September 1.
As products and payments converge across operators, player trust is increasingly seen as the differentiator driving retention in Europe's growing online gambling sector.
The London-based digital bank has confirmed a fresh secondary share sale, letting staff cash in shares at a reported $115bn valuation.
A consortium of Stripe and Advent International has offered more than $53 billion for PayPal, one of the largest proposed fintech deals on record.
SWIFT has introduced a blockchain-based shared ledger and is preparing live pilots with major international banks to move tokenized deposits across borders around the clock.
Stablecoin issuers Circle and Tether are deepening emerging-market bets, with Circle Ventures investing in Flutterwave to broaden USDC-based cross-border payments.
Three separate raises totalling billions signal continued investor appetite for Europe's mid-market and trust-infrastructure sectors amid a challenging economic backdrop.
The Swedish fintech has filed for a banking licence in the United States, seeking to offer credit and deposit services directly rather than through partner banks.
Three funding rounds signal continued investor appetite across European workforce software, cybersecurity trust infrastructure and fintech cash management.
UK challenger bank Starling plans to eliminate more than 100 roles as it leans into automation and AI to boost efficiency.
ESMA says event-based contracts resembling financial instruments may already be banned for retail clients under existing EU rules.
The UK challenger bank is restructuring its banking and technology teams to reduce duplication and speed up product delivery, while continuing to hire AI engineers.
Visa and M-Pesa are testing stablecoin payments in the Democratic Republic of Congo with Onafriq, signalling deeper crypto experimentation in African mobile money.
A Swedish court has ruled that Google must pay $1.97 billion in damages to PriceRunner, the price comparison service owned by fintech group Klarna.